How To Deal With Car Insurance

If you’ve been in a car accident, you are probably going to have to work with a car insurance company if you want to gain some financial compensation. This means that you are going to have to know how to complete an insurance claim.

The car insurance claim process can be complex, and you would probably prefer to avoid the entire experience altogether. However, knowing how car insurance companies work is crucial after you’ve been in a car accident.

When you’ve been injured in a crash, one of our qualified car accident lawyers can be a valuable asset. Give us a call toll-free or email us to talk over your options.

Car Insurance In Texas

In order to properly register a vehicle in Texas, you need to show that you are financially responsible. Texas requires the insured to purchase both bodily injury and property damage coverage. Minimum liability coverage in Texas is:

$30,000 per person for bodily injury
$60,000 per accident for bodily injury
$25,000 per accident for property damage

Bodily injury coverage pays for bodily injury that others suffer from a car accident in which you are involved; it does not cover injuries you suffer. Property damage coverage pays for damage you cause to someone else’s property or vehicle; it does not cover damage to your car. Collision coverage is available for that purpose.

Talking With Your Car Insurance Company

Contacting your car insurance company is an important step to take after you’ve been in an automobile accident. However, review your policy and make sure you understand your coverage limits before speaking with your car insurance company.

Do not make any verbal or written statements to your insurance company without a thorough understanding of your coverage. Additionally, do not let a car insurance representative fool you into thinking that your conversation may be recorded – it cannot be.

When your car insurance agent gives you an initial estimate of your losses, do not automatically agree to it. It is a common practice of car insurance companies to provide lower than average estimates. You are better off getting a second opinion before agreeing with an agent’s initial estimate.

How To Deal With Car Insurance Companies

Many car insurance companies set time limits for certain actions, such as filing a legal claim or providing a signed proof of loss. Be aware of these limits and ensure that you do not miss any crucial deadlines.

Do not accept or cash any check stating that it is a final payment unless you are ready to do so. Accepting or cashing this type of check could prevent you from pursuing any further legal claims against the car insurance company.

Finally, keep copies of all receipts for expenses you incur while dealing with your car insurance claim. These expenditures could potentially be included in your final settlement amount.

To ensure the best possible outcome, it is best to retain the services of a qualified attorney to help you deal with car insurance companies. Car insurance companies do not usually want to go to court and if they are convinced that you have a valid case, they are more apt to be flexible when determining a settlement amount. More information on this page @ https://www.accident-lawyers-dallas.com/car-accident-attorneys
Our car accident lawyers will help you achieve your goal of obtaining an adequate settlement from a car insurance company. Email us or call us toll-free today.

Truck Accident Lawyers – Is The Truck Driver Telling The Truth

March 18, 2021 General Posts Barry Walker 0

Don’t Count on a Gravel Hauling or Dump Truck Driver to Tell the Truth After a Serious Wreck

A lot of opponents line-up against you after a dump truck or gravel hauler accident, beginning with the driver. And since every trucking wreck ends up being a very expensive proposition, the driver understands that he could end up being the fall guy, even if the wreck might not have been his fault. Almost every time, the driver will try and pass the blame for the wreck off on you in order to keep his job.

This is why it’s never a good idea to trust the truck driver to tell the truth if he or she causes an expensive accident. If truck drivers are found to be liable for an accident, not only will they probably be immediately fired, it could become very difficult for them to land a new job after costing his or her previous employer enormous amounts of money in liability claims. Sometimes trucking companies, especially if investigations determine they must share negligence liability, fire the driver with no consideration at all, and then distance themselves from their risk of respondent superior liability by sloughing all the blame on the now-dismissed driver; then hope for the best.

And as we mentioned, for some drivers, gravel and dump truck hauling might be the last stop because they’ve already been fired by an over-the-road company for wrecks, or this is a “newbie driver’s” first wreck and his inexperience was a contributing cause. He too might lose a trucking career right at the start. Be it one or the other, now this poor fellow has to find a new line of work. And with the high unemployment in the U.S., the temptation for that driver to lie, cheat or behave dishonestly to save their job is too great if he wants to keep taking care of his family.

Not long ago, after suffering an injury in a commercial trucking accident in which the driver of the truck claimed that our client was driving with his lights off at night, our investigators quickly examined the scene. They discovered a security camera outside a convenience store that was pointed directly its parking lot and the accident scene behind it. The video clearly showed our client’s headlights shining brightly. We proved that the truck driver boldly lied. Witnesses and defendants can lie and or callously misrepresent critical facts in trucking accident cases.

Our Law Firm knows how to uncover the lies, and replace them with the truth. For decades, we have conducted thousands of commercial truck accident investigations and deposed tens of thousands of witnesses to get to the bottom of the case. We find the truth, the whole truth and nothing but the truth.

Our Law Firm has decades of experience handling personal injury litigation in dump truck and gravel hauler accident cases. If you or a loved one has been seriously injured by one of these road monsters, our expertise significantly increases your odds to receive the fairest compensation possible for the injuries and pain you have suffered. We’ve helped deliver millions of dollars to hundreds of accident victims in Texas. So if you or a loved one has been involved in a trucking accident anywhere in Texas, our experienced accident lawyers can win the best compensation possible for you.

Call Carabin Shaw today at 1(800) 862-1260 (toll-free) for a free consultation to begin your road to total recovery so you and your family can resume your life.

Year: 2021

Car Accident Lawyers – How to Deal With The Insurance Company After An Accident